“Accurate and quick service”
Ontario, Canada
Books, taxes, protection and investments — one clear plan.
PAS Accounts & Investments helps individuals and small businesses keep their finances organized, their taxes on track, their families protected, and their savings working toward real goals.
Accounting | Taxation | Insurance | Investment
Reach us by email: sendtopas@gmail.com — or open the Contact tab to use the message planner and draft your message first.
Five services, one financial picture
Pick a service to see what it covers. Most clients start with one — and stay because everything connects: clean books make taxes easier, taxes shape cash flow, and cash flow funds protection and investing.
Bookkeeping
How working together looks
No jargon-first lectures and no surprise bills for asking a question. Just a steady rhythm that keeps your finances current all year — not only at tax time.
Start with a conversation
Tell us where things stand — messy books, a tax deadline, a new business, or coverage you’re unsure about. We meet online, by video or phone, so you can join from home or the office with no travel — and you’ll get a straight answer on what you need and what it costs.
Get organized, stay current
Your bookkeeping, filings and reviews run on a regular cycle, so decisions are made from fresh numbers instead of year-old bank statements.
Review the whole picture
As income, family or business goals change, we revisit taxes, insurance coverage and investments together — and adjust before small gaps become expensive problems.
Small businesses
Retail, trades, clinics and consultants who want month-end handled without hiring in-house.
Self-employed & freelancers
HST, payroll and year-end bookkeeping and taxes — coordinated, not piecemeal.
Families
Personal taxes, life and living-benefit coverage, and savings goals reviewed in one conversation.
New business owners
Registration, bookkeeping setup and first-year tax guidance so you start clean from day one.
Questions, answered plainly
What do you need from me to start bookkeeping?
Access to your bank and credit-card statements, invoices and receipts — paper or digital. If your records are behind, that’s fine: catching up is a normal first step, and we’ll sort out a simple system going forward.
Can I use just one service, like tax filing only?
Yes. Plenty of clients start with personal tax filing and add bookkeeping, insurance or investment reviews later. There’s no obligation to bundle.
Why review insurance and investments together?
Because they pull on the same dollars. Coverage that’s too thin leaves your savings exposed to one bad event; coverage that’s too heavy can starve your investments. Looking at both together keeps the balance sensible.
How do we meet?
We meet virtually — by video or phone call, plus email and secure document sharing in between. It’s the most convenient way to work together: no travel, no waiting rooms, just meet from home or the office at a time that fits your schedule, anywhere in Ontario, Canada.
What does the first conversation cost?
The first conversation is free. We’ll go through what you need, and you’ll get a clear price before any work begins — no hourly meter running while you decide.
Message us
Send an email whenever you’re ready — or use the message planner to get your thoughts in order first.
Emailsendtopas@gmail.com
Service areaOntario, Canada — all meetings held virtually, so you can connect from home or work, anywhere in Ontario.
ServicesAccounting | Taxation | Insurance | Investment — plus monthly bookkeeping.
Prepare your message
Choose a topic and we’ll draft a short message you can copy, then send it by email.